How much does a heat pump cost in Canada after rebates?

Before rebates, $12,283 to $16,618 for a 3-ton cold-climate ducted system in Canada. Rebates vary by province and income: Ontario up to $7,500 for non-gas homes, BC up to $16,000 income-tested, Québec about $120 per 1,000 BTU/h, Manitoba $2,000. Net cost is commonly $7,000 to $14,000.

Is a furnace and AC combo cheaper than buying separately?

Usually by about $1,000, because the crew, permit and shared components are done once. Published Ontario ranges put a furnace plus AC combo at $9,000 to $13,000 for an average home.

How big a heat pump do I need?

It depends on the home's heat loss, not its square footage alone. Roughly 2 tons for a small bungalow, 3 tons for a 1,800 to 2,400 sq ft two-storey, 4 tons or more for larger or leaky homes. Ask for the calculation.

Ductless or ducted heat pump?

Ducted if you already have good ductwork from a furnace; it heats the whole house evenly. Ductless is cheaper per zone and suits homes without ducts, additions, or targeted rooms. Multi-zone ductless can cost as much as a ducted system.

Do HVAC prices vary by province?

Yes. BC tends to be highest for furnace installs, Ontario high for AC, Québec and the Prairies lower, and Atlantic Canada has the cheapest ductless installs at high volumes.

How much does a heat pump, furnace or AC cost in Canada?

In September 2026, a 3-ton cold-climate ducted heat pump installed in Canada costs $12,283 to $16,618 before tax and before rebates. A high-efficiency gas furnace runs $4,769 to $7,225, central air conditioning $4,335 to $6,936, and a single-zone ductless heat pump $5,347 to $7,948. Provincial and federal rebates can take $2,000 to $16,000 off a heat pump depending on where you live and your income.

Updated 2026-09-02 · Reference ranges, before tax · 12 cited sources

Heating & cooling cost by scope

Canada, September 2026, per installed system
Scope	Low	Typical	High
Gas furnace, 60,000 BTU, 96% AFUE	$4,208	$4,950	$5,693
Gas furnace, 80,000 BTU, 96% AFUE	$4,633	$5,450	$6,267
Central AC, 2.5 ton, 16 SEER	$4,123	$4,850	$5,578
Furnace 80k + AC 2.5 ton combo	$7,523	$8,850	$10,178
Ducted heat pump, 2 ton, cold-climate	$11,008	$12,950	$14,892
Ducted heat pump, 3 ton, cold-climate	$12,283	$14,450	$16,618
Ducted heat pump, 4 ton, cold-climate, premium	$15,258	$17,950	$20,643
Ductless heat pump, single zone	$5,483	$6,450	$7,417
Ductless heat pump, three zones	$11,433	$13,450	$15,467

Heating & cooling cost by city

3-ton cold-climate ducted heat pump, high efficiency. City ranges combine Job Bank median trade wages for the region with published local price premiums. Click a city for its page.

3-ton cold-climate ducted heat pump, high efficiency, by city
Scope	Low	Typical	High
Vancouver, BC	$14,136	$16,630	$19,125
Toronto, ON	$13,422	$15,790	$18,159
Victoria, BC	$13,348	$15,704	$18,060
Mississauga, ON	$13,179	$15,505	$17,831
Kelowna, BC	$12,961	$15,248	$17,535
Hamilton, ON	$12,622	$14,849	$17,076
Ottawa, ON	$12,622	$14,849	$17,076
Calgary, AB	$12,607	$14,832	$17,057
Kitchener–Waterloo, ON	$12,464	$14,664	$16,864
Edmonton, AB	$12,246	$14,407	$16,568
Montréal, QC	$12,158	$14,303	$16,448
London, ON	$12,065	$14,194	$16,323
Québec City, QC	$11,870	$13,965	$16,060
Saskatoon, SK	$11,774	$13,852	$15,930
Regina, SK	$11,774	$13,852	$15,930
Winnipeg, MB	$11,495	$13,524	$15,553
St. John's, NL	$11,325	$13,324	$15,323
Halifax, NS	$10,902	$12,826	$14,750
Moncton, NB	$10,381	$12,213	$14,045

What drives the price

Equipment type and capacity in tons or BTU. Size follows a heat-loss calculation, not the old unit's label.
Efficiency tier: single-stage, two-stage or modulating; 14, 16 or 18+ SEER.
Cold-climate rating for heat pumps, which most rebates require.
Ductwork changes, at roughly $2,000 to $2,500 per ton, and electrical panel upgrades at $2,500 to $8,000.
Brand tier. Equipment is about 60 percent of the installed price.
Local labour. HVAC mechanic wages run $30 an hour in Nova Scotia to $40 in Alberta, BC and Saskatchewan.

What a HVAC quote should include

The exact model number, capacity and efficiency rating
Removal and disposal of the old equipment
New refrigerant line set, pad, drain and thermostat
Electrical hookup and whether a panel or circuit upgrade is needed
Permit and inspection
Startup, commissioning and a heat-loss calculation on file
Parts warranty (usually 10 years registered) and labour warranty (1 to 2 years)

Questions to ask the contractor

What heat-loss calculation did you use to size the system?
Is this model cold-climate rated and eligible for the provincial rebate?
Is a panel upgrade or new circuit included, or extra?
Who registers the warranty, and what does labour coverage include?
Is the permit included and who calls for inspection?

Frequently asked questions

How much does a heat pump cost in Canada after rebates?: Before rebates, $12,283 to $16,618 for a 3-ton cold-climate ducted system in Canada. Rebates vary by province and income: Ontario up to $7,500 for non-gas homes, BC up to $16,000 income-tested, Québec about $120 per 1,000 BTU/h, Manitoba $2,000. Net cost is commonly $7,000 to $14,000.
Is a furnace and AC combo cheaper than buying separately?: Usually by about $1,000, because the crew, permit and shared components are done once. Published Ontario ranges put a furnace plus AC combo at $9,000 to $13,000 for an average home.
How big a heat pump do I need?: It depends on the home's heat loss, not its square footage alone. Roughly 2 tons for a small bungalow, 3 tons for a 1,800 to 2,400 sq ft two-storey, 4 tons or more for larger or leaky homes. Ask for the calculation.
Ductless or ducted heat pump?: Ducted if you already have good ductwork from a furnace; it heats the whole house evenly. Ductless is cheaper per zone and suits homes without ducts, additions, or targeted rooms. Multi-zone ductless can cost as much as a ducted system.
Do HVAC prices vary by province?: Yes. BC tends to be highest for furnace installs, Ontario high for AC, Québec and the Prairies lower, and Atlantic Canada has the cheapest ductless installs at high volumes.

Sources

AJob Bank wages: refrigeration and AC mechanics (NOC 72402), Government of Canada, 2025-11-19.
ACleanBC Energy Savings Program expansion (news release), Government of British Columbia, 2024-07-03.
BCost to install a gas furnace, Home Depot Canada, n.d..
BLennox equipment dealer prices, HVAC Trust and Cozy Castle (Toronto area), 2026-09-02.
CFurnace and heat pump prices in Canada, FurnacePrices.ca, 2026-09-01.
CCentral air conditioner prices in Canada, FurnacePrices.com, 2025-12-02.
CHVAC installation cost, RenoAssistance (Desjardins), 2026-05-06.
BCanadian ductless heat pump costs, Reliance Home Comfort, 2026.
COntario cost guides (roofing, HVAC, windows), Custom Contracting, 2026.
CCost breakdowns by province and city, Homeowner.ca, 2026-03-15.
ABuilding permit fees, effective January 1, 2026, City of Toronto, 2026-01-01.
ABuilding and trade permit fee schedule R2026-02, City of Calgary, 2026.

Grades: A government, B retailer or contractor-network data, C cost guide. Ranges are reference estimates for typical scope, not bids, and have not yet been calibrated against observed quotes. Methodology.